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For all writing, business/marketing has business letters and more straightforward style than literary writing. Action verbs, active voice verbs, etc.. Of course, when you get to academic journal articles, there is less difference in the fields. Generally, APA style is used, as it is used in psychology, medical and scientific articles. (MLA for languor articles.) In any subject, academic articles often use statistics, charts, and tables. Writing is not "flowery" or full of adjectives. Sentences tend to be less complicated and shorter. Very rare use of figures of speech like similes, metaphors, personification, etc. Depersonalized. Data based. Based on proven models. However, many other disciplines also use this style. Medical, psychological, scientific, etc.. I suggest that you talk to your professor about exactly what he/she wants here to answer this question.

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Usually, its only accounts that are shut down, although this happens rarely these days, unless you make more than 1 claim against the same bank.. . Loans are covered by a separate agreement, so its very unlikely that the bank will call in the loan, unless you`ve missed payments etc.. . There is no need to employ a company to do it for you, unless you are claiming over ?5000 so the case can't be heard in the small claims court.. . The companies have no more chance than you do of getting your charges back, and you can do the whole process yourself as shown below. There isn't much work to do, a lot of time is spent waiting for the banks to respond.. . Unless you are extremely worried about doing it, or have absolutely no time free, I would really suggest saving your money and doing it yourself.. . If you really feel you need to use a company to do it for you, be carefull and read all the small print! Some take up to 40% of the money you get back. Others say they take just 10%, but in the small print there is a minimum charge of ?200 for example, so the 10% only applies if you claim more than ?2000.. . A lot of companies are actually holding claims up, and if you search back through the answers here, you`ll see some people are still seeing nothing after waiting 6 months for companies to claim for them.. . Use the steps below, and the template letters on my site and you should have a good chance of getting a full refund of your charges yourself.. . The full process and timescales for claiming back your charges is:. . 1) Write to the bank and ask them for a copy of your charges for the last 6 years, or alternatively a set of statements for the same period. You do this by making a "Subject Access Request" under the Data Protection Act, enclosing a cheque for ?10 made out to the bank. This by passes the banks normal charges for statements which is normal a large amount for 6 years worth. The bank have 40 days to send you the data.. . 2) Write to the bank asking them to refund your charges, giving them 14 days to reply, attaching a "Schedule of Charges" (a list of the charges you are claiming for).. . 3) Send the bank a "Letter before Action" giving the bank one last chance to refund your charges before you take court action. They have 14 days to reply.. . 4) File a claim online using the Money Claim Online web site run by the UK Court Service. The claim is served on the bank 5 days after its submitted. The bank has 14 days to acknowledge the claim. If they don't you can request a "Judgement by Default" and you win the case, and get your charges, statutory interest at 8%, and your court fees.

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