Jersey CityNew Jersey(NJ) Schiefelbein, Mara L. personal infomation and areas of practice

New Jersey Jersey CityCarolann M. Aschoff, P.C. attorney Schiefelbein, Mara L. is a Very good lawyer practice area in Family Law,Family Law,Carolann M. Aschoff, P.C.

if you have any problem in Family Law,Family Law,please email to Carolann M. Aschoff, P.C. or call (201) 793-7739 or Go to our company directly(addr:3279 John F. Kennedy Boulevard Jersey City,NJ) ,we will provide free legal advice for you.

• New Jersey, 2012

• Benjamin N. Cardozo School of Law, New York, New YorkJ.D.Honors: The Cardozo AdvocateHonors: Monrad J. Paulson Moot Court CompetitionHonors: Public Interest Law Students Association (PILSA) Lehigh University, Bethlehem, PennsylvaniaB.A.Honors: Dean's ListHonors: James E. Casey National Merit ScholarshipHonors: Chairperson, Student SenateHonors: Legislative Intern to Senator Lisa Boscola Honors: The Brown and White

• The firm of Carolann M. Aschoff P.C. began in l994.? Prior to that Carolann Aschoff had worked for and subsequently became a partner in a general practice firm for 9 years. She handled most of the matrimonial matters for that firm and when the partnership dissolved she decided to open up her own firm with the express purpose of concentrating in and focusing on family matters in the law.?? She has dedicated her professional career to developing a matrimonial firm that is committed to giving clients professional, compassionate and comprehensive services to assist them during a difficult period in their lives. She received the Matrimonial Attorney of the Year from the Hudson County Bar Association in 2002. Her commitment is found not only in her dedication and hard work in this field of law but also in the professionally trained staff that have been with the firm for several years.?? The associate attorneys working at the firm are skilled practitioners who fully appreciate the importance of providing the highest quality of service to each and every client and to that end regularly attend continuing legal education seminars along with Carolann to keep up with new trends in the law that will impact their clients.? The administrative/secretarial staff has been with the firm for many years and fully support and facilitate the firm's credo of personal attention to each and every client. The legal support staff offers comprehensive research and writing skills to assist each attorney in the firm to produce a quality work product designed to advance the best interests of each client.? This firm stands for quality service and strong representation.? It is also mindful of the emotional and psychological experiences of each client and the right of each client to receive the personal attention they deserve. The law firm of Carolann M. Aschoff P.C. is here to provide a strong legal port in the storm of each client's life at a time when it is needed.

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lawyer Schiefelbein, Mara L. Reviews

You stated the list goes on...please elaborate some more because I can find more fault with him than the few positive points you've made.. . And I could say the same thing about the Bush administration, which Obama is using as a template. Have you noticed in the past week that Obama is trying to implement Agenda 21 and Codex Alimentarius? These are both plans that GW Bush tried to pass. We won't talk about the illegal wars we're in without congressional consent, the issue of Obama allegedly frauding the system with an CT birth certificate, raising taxes after he promised he wouldn't, doing nothing about the gulf oil spill for several weeks, "and the list goes on...". . Bottom line: Republican and Democrats: Same crap, different toilet.

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Great question, I've been there. Here's what you need to know. You default by non-payment.. . For the first 6 months, the primary lender will call every other day or every few days although legally they can call daily. Give them your name, address, phone # and tell them that you are unemployed when they ask if you collect unemployment, hang up. Don't elaborate or tell your life story, you are talking to a customer service representative and they don't get paid enough to care, plus they take notes. You want it to seem like you don't have any funds (important, so the less said the better). They can call you once a day as long as you answer your phone. This process is boring, name, address, phone number, I'm unemployed, then hang up. Be polite, share nothing more.. After 6 months, they will Charge Off your account & sell your information (called Evidence of Debt) to a third party collection agency. This means that the primary lender has settled your account for pennies on the dollar. For example, you owe $9000, the third party collection agency will pay $90 for your info. So don't fall for the 40% off what you owe letter that they will send you on the fifth month of default. If you pay it, the amount that the primary lender has to write off is sent to the IRS & you will owe taxes on it.. Collections: The third party collection agency may call you on a Mon or Tues. Give them your name, address, phone # & ask if they have sent you their standard letter (give no other info whatsoever). If they ask for your SSN, don't give it to them, you don't know these people. Tell them you can give your address & phone #, you always want them to be able to find you. According to the FDCPA, they have 5 days to mail to you the standard letter from the time they call you. You will get it on Friday. Often times, they don't call you, they will send the letter first, but they can call you daily until you send them the validation letter in response. Then the calls stop. Unlike the primary lender, most third party collection agencies don't work Sat & Sun, so your weekends are quiet.. Once you get their standard letter, you will send them a validation letter asking them to validate the debt. See video below, link for sample validation letter included. They must provide a copy of the original credit card form you filled out and signed when opening the account. They won't be able to, they only bought your info, the primary lender won?t give them this form. Copies of your previous credit card statements & print screens count for nothing. These big bulky envelopes are annoying & meaningless. You will send the validation letter by Signed Return Receipt once they get it, they will almost immediately sell your information to another third party collection agency & the process repeats. I defaulted on four credit cards ($22K) due to unemployment, I sent out 2 to 3 validation letters a month for 7 or 8 months until they ran out of third party collection agencies to sell my info to. It's been real quiet for the last 6 months, but they have 5 years to try & collect the debt in my state, after that it's too old. There is a Statute of Limitations which is different for each state. Just google ?Statute of Limitations in (your state) for Debt? to find out.. If by some miracle, you get a petition, the laws still favor the debtor, not the lender. The Ebook from Your Legal Leg Up spells out the Whole process, but don't get too excited. If you show the slightest hint that you intend to fight this in court, they will file a motion to dismiss, long before you even get close to selecting a jury. They aren't going to collect enough money from you to cover their legal fees & with so many more easier victims and foreclosures, they aren't going to waste time on you if you show & look like you know what you are doing. Plus by sending the validation letter every time, you'll never see a petition.

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Don't do the DIY approach. I've seen many people end up in legal fights becuase the DIY will kit wasn't specific enough.. . Also, depending on how big your estate is, I trust may be a better option for 2 reasons:. . 1) Wills are public information. 2) Wills are contestable in court. . Why is this important?

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