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LEASING VS. PURCHASING EQUIPMENT


COST
LEASE
PURCHASE

What is the required down payment for the lease or loan?



What is the length of the lease or loan?



What is the monthly payment of the lease or loan?



Are there balloon payments associated with the lease or loan if any?



What is the amount of the balloon payment?



What is the cost of an extended warranty if purchasing one?



What is the total cost of the lease or loan (including maintenance and warranties) over its lifetime?







CASH AVAILABILITY
LEASE
PURCHASE

Is there sufficient cash flow to handle the monthly lease or loan payments? (Answer yes or no.)



Are maintenance costs included in the lease or loan
(Answer yes or no.)



What are the maintenance costs associated with the item?



What are the insurance costs included in the lease or loan, if any?



What are the estimated insurance costs associated with the item?



If business is seasonal, does the lease or the loan fit periods of sufficient cash flow better?



TOTAL FOR :





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