WestmontIllinois(IL) Knobbe, Sharon R. personal infomation and areas of practice

Illinois WestmontFortunato, Knobbe, Davenport & Arnold, Ltd. attorney Knobbe, Sharon R. is a Very good lawyer practice area in Project Finance,Fortunato, Knobbe, Davenport & Arnold, Ltd.

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As for re-setting the states collecting SOL by making a payment, that depends on your states laws.. Some states do not allow the SOL to be reset for "any" reason.. Some states will allow the SOL to be reset if a payment is made. In some states, if a written agreement to pay is made.. In some states, if a written acknowledgement of the debt is made (if you claim in writing that it is your debt - requesting validation in itself "is not" a claim to the debt unless you state in the letter that you claim it.). . You need to learn your states collecting SOL.. Some states SOL is as little as 3 years for open accounts (credit cards). . If you defaulted in 2005 then you may be close to being past the collecting SOL or past it.. . How you handle things depends on where you are with your states collecting SOL and how you want to deal with it.. . If you are past the collecting SOL, you have a legal right to not pay and to inform them that the account is time barred.. . If you are past the collecting SOL, or not, and you want to pay you should protect yourself as much as possible before paying.. . You might request validation to make sure the collector has a legal right to collect the debt and the amount they are requesting is the legal amount owed, etc.. After they provide validation you might might request to pay a portion of the account as payment in full AND that they will delete anything they have placed on your reports upon payment.. . Like I stated above, do everything in writing. A verbal agreement is worthless to you if/when they fail to honor their agreement.. . (in one of your questions you stated that two original creditors had no knowledge of your accounts, you have a legal right to send them a verification letter - original creditors do not have to provide "validation" but they "must" provide "verification" when it is requested)

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