ParisTexas(TX) James R. Rodgers - Paris, TX personal infomation and areas of practice

Texas ParisJames R. Rodgers attorney James R. Rodgers - Paris, TX is a Very good lawyer practice area in Car / Auto Accident,James R. Rodgers

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lawyer James R. Rodgers - Paris, TX Reviews

. . For the first 6 months, the primary lender will call every other day or every few days although legally they can call daily. Give them your name, address, phone # and tell them that you are unable to make a payment right now, then hang up. Don't elaborate or tell your life story, you are talking to a customer service representative and they don't get paid enough to care, plus they take notes. You want it to seem like you don't have any funds (important, so the less said the better). They can call you once a day as long as you answer your phone. This process is boring, name, address, phone number, I'm unable to make a payment right now, then hang up. Be polite, share nothing more.. After 6 months, they will Charge Off your account & sell your information (called Evidence of Debt) to a third party collection agency. This means that the primary lender has settled your account for 3 to 7 cents on the dollar. For example, you owe $1,000, the third party collection agency will pay $70 for your info. So don't fall for the 40% off what you owe letter that they will send you on the fifth month of default. If you pay it, the amount that the primary lender has to write off is sent to the IRS & you will owe taxes on it.. Collections: The third party collection agency may call you on a Mon or Tues. Give them your name, address, phone # & ask if they have sent you their standard letter (give no other info whatsoever). If they ask for your SSN, don't give it to them, you don't know these people. Tell them you can give your address & phone #, you always want them to be able to find you. According to the FDCPA, they have 5 days to mail to you the standard letter from the time they call you. You will get it on Friday. Often times, they don't call you, they will send the letter first, but they can call you daily until you send them the validation letter in response. Then the calls stop. Unlike the primary lender, most third party collection agencies don't work Sat & Sun, so your weekends are quiet.. Once you get their standard letter, you will send them a validation letter asking them to validate the debt. See video below, link for sample validation letter included. They must provide a copy of the original credit card form you filled out and signed when opening the account. They won't be able to, they only bought your info, the primary lender won?t give them this form. Copies of your previous credit card statements & print screens count for nothing. These big bulky envelopes are annoying & meaningless. You will send the validation letter by Signed Return Receipt once they get it, they will almost immediately sell your information to another third party collection agency & the process repeats. I defaulted on four credit cards ($22K) due to unemployment, I sent out 2 to 3 validation letters a month for 7 or 8 months until they ran out of third party collection agencies to sell my info to. It's been real quiet for the last 6 months, but they have 5 years to try & collect the debt in my state, after that it's too old. There is a Statute of Limitations which is different for each state. Just google ?Statute of Limitations in (your state) for Debt? to find out.. If by some miracle, you get a petition, the laws still favor the debtor, not the lender. The Ebook from Your Legal Leg Up spells out the Whole process, but don't get too excited. If you show the slightest hint that you intend to fight this in court, they will file a motion to dismiss, long before you ever get close to selecting a jury. They aren't going to collect enough money from you to cover their legal fees & with so many more easier victims and foreclosures, they aren't going to waste time on you if you show & look like you know what you are doing. Plus by sending the validation letter every time, you'll never see a petition.

i am extremely sorry to hear about your daughter and how dramatic her death was. no mother deserves to go through this. it has only been a short time if she died in 2009, so stay brave. i would suggest tallking to a therapist if you are open to that idea. it could do alot of good for you. a doctor could help too if you are feeling depressed. also, writing down your feelings about this could help with your coping. keeping yourself busy as well. and surround yourself by loved ones.

The seller of the property being an American citizen cannot seek the Indian High Commission authentication/verification/stamp on the power of attorney the said POA seems valid in its present form and more so it is the Sub-Registrar who do the registration of the immovable property to check & verify the validity of the documents brought before him with regard to the said property in question including the power of attorney.. The Apostille on the POA can be obtained by the seller from USA only.. The fact the transfer of property possible through power of attorney should be verified with Sub-Registrar's office as there has been a virtual ban imposed on such transfers by one of the ruling of the Supreme Court of India in recent time.

changing name??

But it never hurts to try.

I'm a Junior in an accounting major. After graduating, I plan on working for a BIG 4 (or some other big firm) and then take the CPA exam. Being that I can opt to be in the field of taxes, eventually I'd like to become a tax lawyer. Will passing the CPA beforehand help at all? What is the best route to take if I'd like to become a tax lawyer. All input is appreciated! Thanks!!.

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