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HillsboroMissouri(MO) Schaaf, Kevin P personal infomation and areas of practice
- Lawyer name:Schaaf, Kevin P
- Address:One Thurman Court 301 Main StreetHillsboro,MO
- Phone:(636) 789-2601
- Fax:(636) 797-2904
- PostalCode:63050 -0800
- WebSite:http://pview.findlaw.com/view/
- Areas of Practice:Estate Planning, Family Law, Real Estate Law
Missouri HillsboroThurman, Howald, Weber, Senkel & Norrick, L.L.C. attorney Schaaf, Kevin P is a Very good lawyer practice area in Estate Planning, Family Law, Real Estate Law,Thurman, Howald, Weber, Senkel & Norrick, L.L.C.
if you have any problem in Estate Planning, Family Law, Real Estate Law,please email to Thurman, Howald, Weber, Senkel & Norrick, L.L.C. or call (636) 789-2601 or Go to our company directly(addr:One Thurman Court 301 Main StreetHillsboro,MO) ,we will provide free legal advice for you.
Missouri, 1996
University of Missouri-Kansas City School of Law, Kansas City, Missouri, 1996J.D., Juris Doctor Washington University, St Louis, Missouri, 1986M.B.A., Master of Business Administration Southeast Missouri State University, Cape Girardeau, Missouri, 1983B.B.S., Bachelor of Business ScienceHonors: cum laudeMajor: Marketing
Thurman, Howald, Weber, Senkel & Norrick, L.L.C. & Joy Attorneys
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You mean the difference between a 401(k) and 403(b). They are essentially the same, except the 401(k) is used by profit oriented companies as a vehicle for its employee's retirement funds. The 403(b) serves the same function for employees of not-for-profit organizations such as colleges, hospitals, and charitable foundations. Both funds make up what are called defined contribution retirement plans. That is, the contribution into the plan by employees is defined, and the amount of retirement income is determined by the amount to which the fund has grown by the time the employee retires. This is in contrast to defined benefit retirement plans in which the employer (and sometimes also the employee) contributes into a fund and the amount of retirement income (the benefit) is determined by a formula that takes into account the number of years worked, the earnings of the last few years before retirement, and the age of the retiree.. . In both cases of 401(k) and 403(b), the employees contribute part of their salary into the fund, and the money contributed is not taxed until the employees draw it out during retirement. In both cases the employer may contribute matching amounts, which is an inducement to the employee to make a contribution. The amount of matching funds varies according to the employers' policies.
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