GenevaIllinois(IL) O'Neil, Timothy D. personal infomation and areas of practice

Illinois GenevaFoote, Mielke, Chavez & O'Neil, LLC attorney O'Neil, Timothy D. is a Very good lawyer practice area in Workers' Compensation Law Employment Law -- Employee ,Employment, Workers' Compensation,Foote, Mielke, Chavez & O'Neil, LLC

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I've done it, but you are being very general. Are you talking about a yearly % of 70% on general investments requiring no work just speculation? That is not very likely, but if you know something coming for a particular piece of property it's not out of the question.. . If they are talking about developing bare land, it's very possible, but when you get into that kind of thing it's also high risk. No one can promise reliably that a development will be approved through to the end, or what costs might end up being.. . He might have a sweet deal lined up and the financing might be just short, in which case paying 70% would be worth it, because if he went to a hard money lender for them money most of them are crooks who will sabotage the project by not signing when they are supposed to, and try to take it all away. Banks are in the habit of giving you less than you need because they want you in the deal up to your neck if it's a high risk deal for them, as subdivision development is.. . I would make sure this relative knows personally what he is talking about, that he is the one doing the deal himself, not getting in on it. Or if he is getting in on it, who is doing the project? Do they have a tested track record? Good references you know personally that you can trust? Is this relative savvy enough to not get taken?. . If I didn't have some very good information I wouldn't touch it with a 10 foot pole. I know there are times I could promise such a return and be sure of delivery, but it's not every day, and I have real estate pumping through my veins.. . If your relative is a guy like me who knows his stuff inside and out, and he's always been honest and reliable I would take it seriously, but I would also need to know all the details. If they say they can't tell you offer to sign a non disclosure agreement, if they won't go for that then I wouldn't even waste time on it. Make sure you know who is in control of the project and get every detail in writing and a contract reviewed by a lawyer. Tip though, don't ask the lawyer if it's a good deal, they won't know and saying no is how they keep out of trouble if they don't know. Ask if you are covered in the situation, they know that part.. . If there is anything remotely hinky about the deal, like its based on trust, heck with that ... run away. You shouldn't have to trust anyone with an interest in the deal, you should have data and details supporting the claims about the return you can understand and if you can't you need a trusted pro to tell you it's workable, though getting someone to say you should go for such a deal when there is no upside to them of saying it looks good, only a down side if it fails and you hate them for letting them get into it ... it's hard to get a truly objective assessment.. . good luck, whatever you do. . edit: I should relate this example. I sold a couple of homes for a guy, and got a buyer who needed a 2nd note from the seller because the bank wouldn't finance enough to cash it out. The guy soon really needed money so he asked me if I would buy the note. I told him I'd try to find him a good investor for it, but it was new and they all require a few years seasoning (good payment) on the note. He asked me if I would buy it for 50% of face value so finally I said yes because I knew the buyer wouldn't default. I got the note, 9% interest, and paid off in less than a year, so I made more than 120% a year on my investment. If I had not had the cash offering a relative more than half of that action? Yep, it would have worked out for them and I could have told them I was pretty sure they couldn't lose, but I would never guarantee, I would just tell them why it was good.. . You can also do pretty good on the right rental investment under the right circumstances, but just check things out until you know, and don't do any wishful thinking, act as if it was a math problem and you were not going to get paid.

My dad is a finish carpenter and he's in business for himself and he's looking for general forms for billing/estimates etc that he can just fill in and use that will be appropriate for his business. He's tried making them on excel but they don't look official. Thanks..

and then go and purchase them online.. . Certain shops will always stay the same though and will remain purchasing premises, because they sell things which may need more than an online appearance. You couldn't for instance, try on a pair of trousers online, so these will always stay in the shops. Clothes shops won't change much.. . And there is also the adage that shopping is a social activity. People don't always want to stay indoors and do everything from the comfort of their own home. People want to get out and have a change of scenery, meet others, browse (or test) at their leisure, and this will stay as it is. But the convenience of being able to shop online and have it delivered (say, if you were pushed for time) will still be there.

i need sample of formal and informal letters suited for. igcse.

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Lessee warrants that he/she has inspected said horse and agrees to accept said horse in present condition. Lessee shall pay and provide for the transportation of the horse from the Lessee to the Owner at the termination of the lease.. . Owner shall have the right at any time, in person or by authorized agent, to go upon the Lessee's premises to inspect the horse and determine if said horse is being properly cared for and in good health. The title and ownership of the leased horse shall be and remain in the name of the Owner. Lessee shall not sell, mortgage, or encumber this leased horse in any manner whatsoever. Lessee shall not assign this lease nor sublease the horse covered hereby.. . If the leased horse should at any time become missing, lost, seriously injured, sick, or dead, the Lessee shall immediately notify Owner by telephone and subsequently by mail.. . Owner shall not hold Lessee liable for any serious injury or death of the horse arising from events not resulting from negligence on the part of the Lessee or the Lessee's agents. Lessee shall hold the Owner harmless for any injury to persons or damages to any property caused by the leased horse.. . If horse should be returned to owner and the lease is to end a 30 day notices is to be given by lessee or owner.

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