AbileneTexas(TX) Saringer, John R. personal infomation and areas of practice

Texas AbileneWagstaff, Alvis, Stubbeman, Seamster & Longacre, L.L.P. attorney Saringer, John R. is a Very good lawyer practice area in Civil and Criminal Litigation Commercial Business Litigation Family Probate ,Business & Commercial, Criminal Defense, Family Law, Probate & Estate Administration,Wagstaff, Alvis, Stubbeman, Seamster & Longacre, L.L.P.

if you have any problem in & Commercial, Criminal Defense, Family Law, Probate & Estate Administration,please email to Wagstaff, Alvis, Stubbeman, Seamster & Longacre, L.L.P. or call 325-677-6291 or Go to our company directly(addr:P.O. Box 360 290 Cedar StreetAbilene,TX) ,we will provide free legal advice for you.

• Mr. Saringer has an active litigation practice in State and Federal Court in both civil and criminal defense.

• Supreme Court of Texas, 1973 U.S. District Court Northern District of Texas U.S. Court of Appeals 5th Circuit

• Texas Adult Probation Commission, 1986 - 1987 (Member)

• Baylor University School of Law, Waco, Texas, 1973J.D. Southwestern University, Georgetown, Texas, 1968B.A.

Wagstaff, Alvis, Stubbeman, Seamster & Longacre, L.L.P. & Joy Attorneys

Abilene lawyer Black, Charles L. Abilene lawyer Galovich, M. Shaun Abilene lawyer Galovich, M. Shaun Eastland Texas lawyer Odom, Dietrich O. Abilene lawyer Tatom, Kyle D. Abilene lawyer Tatom, Kyle D. Abilene Texas lawyer Saringer, John R. Abilene Texas lawyer Seamster, Don N. Abilene Texas lawyer Waddill, Diann D.

Civil and Criminal Litigation Commercial Business Litigation Family Probate ,Business & Commercial, Criminal Defense, Family Law, Probate & Estate Administration legal template form download

lawyer Saringer, John R. Reviews

Litigation

Litigation

2. There might be some form of assistance for you, check out the social service programs in your area.. . 3. Your younger uncle my be trying to deal with the death of his mother still, which can cause many changes in attitude and social behavior. Try to be open and honest with him, let him know you're there to help.. . Above all, be good to yourself, don't let this cosume you. If you need a break, let them know. You are dealing with alot. Make sure you have someone to talk to, maybe your religious leader (pastor, priest, etc.)

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Get all terms of any settlement deal you reach with debt collectors IN WRITING BEFORE you give them your money. Make multiple copies of your settlement letter and keep in a safe place. This letter should state the account is paid if full. This would stop any attempts to sue. Never accept settlement deals over the phone without following up with a written agreement. If you don't, the debt collectors will deny that any settlement was ever made once they get your ?settlement? money and will come back demanding more money.. . If this is for a charged-off/defaulted credit card...Remember that when a credit card is charged-off, that the damage to your credit is already done and paying the amount back, even in full, will not undo the the damage of a charge-off. Your credit report will simply be updated to a "Paid Charge-Off," which, while slightly better, is still a seriously derogatory item. Per the Fair Credit Reporting Act, a charge-off, whether paid or not, can remain on a consumer's credit reports for up to seven years. This is why you should negotiate the lowest, rock-bottom settlement you can get. . -------------------------------. General Tips for dealing with debt collectors:. . * NEVER, EVER give out your checking account numbers to debt collectors for making electronic debit payments.. * Debt collectors love to create a false sense of urgency...If they?ve waited months/years for your payment, they can wait one or two weeks for any payment or settlement agreement from you. Any ?deadline? like 5PM to get any payment to them is bogus. . * By themselves, debt collectors have absolutely NO legal power over you. They cannot garnish your wages or freeze checking accounts...only a court can authorize this and they?d have to go through the court system to do this.. * Debt collectors have NO power whatsoever to have you arrested/sent to jail for not paying them. . * Debt collectors really LOVE to scare people with bogus legal threats. If they make any legal threats against you, immediately state the following:. . Per the Fair Debt Collection Practices Act, I would like the full name of the attorney who will be taking action against me and his/her license # in the state bar association. I will be calling the state bar association to verify your attorney's information. If they give you a valid attorney ID, then proceed with caution. If they do not provide this info, assume the legal threat is bogus.

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