SeattleWashington(WA) Rava, William Cheever personal infomation and areas of practice

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Seattle Washington lawyer Rava, William Cheever

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It is a true pleasure for me to write this letter of recommendation for Marianna Amaral as part of her application to the JET Programme. Marianna was my student in Telejournalism II, Telejournalism III, History of Journalism and I was the supervisor of her monograph. I Think she proved to be a model student.. . She is very conscientious about her work and she is always working hard for getting better results. Her monograph demonstrates an attention to detail and an ability to integrate material to create larger frameworks for discussion.. . I believe that Marianna's strong academic abilities and her clear dedication make her a very strong candidate for the application at JET Programme. If there are any questions I can answer, please feel free to contact me..

Add President Clinton to the long list of people who deserve a share of the blame for the housing bubble and bust. A recently re-exposed document shows that his administration went to ridiculous lengths to increase the national homeownership rate. It promoted paper-thin downpayments and pushed for ways to get lenders to give mortgage loans to first-time buyers with shaky financing and incomes. It?s clear now that the erosion of lending standards pushed prices up by increasing demand, and later led to waves of defaults by people who never should have bought a home in the first place.. . President Bush continued the practices because they dovetailed with his Ownership Society goals, and of course Congress was strongly behind the push. But Clinton and his administration must shoulder some of the blame.. . In writing this blog entry, I?m following the lead of Joseph R. Mason, who is a finance professor at Drexel University?s LeBow College of Business, a senior fellow at the University of Pennsylvania?s Wharton School, and a consultant at Criterion Economics. Here is a link to a piece that he wrote on Feb. 26.. . The Clinton-era document that Mason cites??The National Homeownership Strategy: Partners in the American Dream??was hiding in plain sight. . on the website of the Department of Housing & Urban Development until last year, when according to Mason it was removed (probably because the housing bust made it seem embarrassing to the department). Mason credits Joshua Rosner of Graham Fisher & Co. with saving a copy of it before it was expunged.. . The National Homeownership Strategy began in 1994 when Clinton directed HUD Secretary Henry Cisneros to come up with a plan, and Cisneros convened what HUD called a "historic meeting" of private and public housing-industry organizations in August 1994. The group eventually produced a plan, of which Mason sent me a PDF of Chapter 4, the one that argues for creative measures to promote homeownership.. . The very worst idea in the plan, which fortunately never gained approval, was to let first-time homebuyers freely tap their IRA and 401(k) retirement-savings plans with no penalty to scrounge up a downpayment. That, HUD estimated, would have "benefited" 600,000 families in the first five years.. . "" For many potential homebuyers, the lack of cash available to accumulate the required downpayment and closing costs is the major impediment to purchasing a home. Other households do not have sufficient available income to to make the monthly payments on mortgages financed at market interest rates for standard loan terms. Financing strategies, fueled by the creativity and resources of the private and public sectors, should address both of these financial barriers to homeownership.. . Note the praise for "creativity." That kind of creativity in stretching boundaries we could use less of. Mason puts it well: "It strikes me as reckless to promote home sales to individuals in such constrained financial predicaments."

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Hello,. I applied for a Name Change along with Naturalization. I'm based in Orange County in California (Near Los Angeles) Today I had my interview and it went great and they said that I will be called for the Oath Ceremony. Can someone clarify the following for me:. . - Will they give 'Certificate of Name Change' along with your Naturalization certificate?. - How long is usually the wait to get an interview scheduled.. . Thank you in advance and Wishing everyone a Happy New Year.. . Sincerely.

This is NOT a request for ?verification? or proof of my mailing address, but a request for VALIDATION made pursuant to the above named Title and Section. I respectfully request that your offices provide me with competent evidence that I have any legal obligation to pay you.

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