HamdenConnecticut(CT) Heffernan, James B. personal infomation and areas of practice

Connecticut HamdenThe Law Offices of Neil Crane, LLC attorney Heffernan, James B. is a Very good lawyer practice area in Bankruptcy Small Business Uniform Commercial Code Issues Asset Sales Commercial Transactions ,Bankruptcy, Business & Commercial, Business Organizations,The Law Offices of Neil Crane, LLC

if you have any problem in Transactions ,Bankruptcy, Business & Commercial, Business Organizations,please email to The Law Offices of Neil Crane, LLC or call 203-815-1161 or Go to our company directly(addr:2679 Whitney Avenue Hamden,CT) ,we will provide free legal advice for you.

• Jim has a primary focus on consumer issues and business reorganizations. His experience encompasses the successful completion of hundreds of court proceedings, including numerous high difficulty bankruptcy and out-of-court financial solutions. His reputation with the Court and Trustee program for integrity and preparedness for client matters, both big and small, benefits all of the numerous and diverse clients he has represented since starting with Attorney Crane.

• Connecticut, 2007 U.S. District Court District of Connecticut, 2009

• Connecticut Bar Association National Association of Consumer Bankruptcy Attorneys

• University of Connecticut School of Law, Hartford, Connecticut, 2007J.D.Honors: CALI Awards for Outstanding AchievementHonors: Trial AdvocacyHonors: International Tax Policy and Tax Clinic Wesleyan University, 2003B.A.Honors: Etherington ScholarMajor: Intellectual History

• NEW HAVEN BUSINESS OVERVIEW ADVISORS SINCE 1983

  Commitment From Our Hamden Professionals

  At the Law Offices of Neil Crane, LLC, we have focused our experience and resources to respond to the growing need for foreclosure prevention and debt relief assistance. We believe that the surest path to providing the greatest relief to the greatest number of people requires an experienced team of committed professionals.

  Our New Haven lawyers are committed to creating solutions for people overwhelmed by unsecured debt including credit card bills, mortgage payments and other debts. Working closely with you from the start, our team of six attorneys and longstanding staff members will provide you with the support you need throughout the debt consolidation or mortgage modification process.

  Connecticut People Working for Connecticut People

  While other debt consolidators and credit relief companies may choose to solicit clients throughout the country, they have no commitment to the people of Connecticut. Our firm has been working for Connecticut's hardworking local communities since 1983. Whether you are pursuing an interest rate reduction or term extension, our lawyers will meet with you face-to-face for free, so you know exactly who is helping you get the relief you deserve.

  Organized and Detailed Presentation That Creditors and Collectors Respect

  At the Law Offices of Neil Crane, we take the time and effort to collect information about your financial history and organize it into a format that forces banks to take you seriously. Placing great emphasis on attention to detail, we provide clear and concise financial information. Banks respond to our attention to detail, our status as attorneys and our knowledge of available debt relief options.

  This attention to detail extends to our legal and financial research as well. The law on mortgage modification and credit card debt relief is new and constantly changing. We keep current with all the changes by reviewing government information, government programs, private initiatives and changing legal procedures throughout Connecticut. We also communicate with an extensive network of banks, non-profit organizations, courts and legislators.

  Contact Us

  The best way for you to learn about mortgage modification and debt relief options is to speak with an attorney today. Contact us online or call us toll-free anytime at 888-249-3027 to schedule a free initial consultation at any of our five Connecticut locations.

The Law Offices of Neil Crane, LLC & Joy Attorneys

Hamden Connecticut lawyer Caplan, Stuart H. Hamden Connecticut lawyer Heffernan, James B.

Bankruptcy Small Business Uniform Commercial Code Issues Asset Sales Commercial Transactions ,Bankruptcy, Business & Commercial, Business Organizations legal template form download

lawyer Heffernan, James B. Reviews

They can continue to try and collect even after the debt is past SOL. Though they cannot legally sue - but for $20 I doubt they would even bother.. . They cannot continue to report the debt once it reaches the original obsolescence date from the original creditor.. . By law they had 5 days to send you a notice in writing about the debt after their first phone call.. Since you requested validation in that call they legally should have provided it before they placed it on your reports (if they placed it on the reports after that phone call) But, since you have no proof of requesting validation, either in writing or on tape, it's your word against theirs.. . Send them a debt validation letter. Send it certified mail return receipt. Do not sign the letter, print your initials or just type your name (signatures have a nasty habit of jumping from paper to paper when in the hands of a collector). Find out if the amount they are claiming is the true amount, if they are licensed and/or bonded to collect in your state if your state requires it and that they have the legal right to try to collect the debt (it's not unknown that a collector will try to collect on a debt that they have no legal right to do so). . Then after they properly validate, (validation must come from the original creditor through the collector) you can take this a couple different ways.. . Since you are past the legal collecting SOL, you do have the legal right to inform them of that fact. And if they fail to remove the trade line you can dispute the inaccuracies that they are reporting with the CRA's (collectors usually do report inaccuracies). . Or, you can send them a pay for delete letter. Demand that they delete the trade line upon payment. Never pay unless they agree, in writing, to delete. (a paid negative on your reports is still a negative). If they agree to that, never pay by personal check (they like to dip their little fingers into bank accounts) Pay by money order or certified check.. . You might go to the last link I have listed on my profile to find the free letter templates for debt validation, SOL, etc. You might also do some reading in the credit forum on there. I would also suggest doing some reading in the FCRA and the FDCPA. I have links listed in my profile to those sites also.

What do you mean legal form? If you someone owes you money, you can send them a "demand letter". You state why they owe you money, how much it is and how many days they have to pay it before you sue them.. . After that, you sue them.

1) What is the editor's background? Look for one who has experience working with a major publisher.

A Denied Swiss Visa...?

5 years later she died. I got an attorney, to try to take over administration. She started off strong, but blew me off time and again until I threatened her with the BAR.. . Handwritten will leaves 1/3 each to me, my aunt and my mother. Meaning 1/3 + 1/9 to me. My siblings (1/9 each) are refusing to sign papers for me to administer as they do not want the house sold (emotional response). I had to pay for my g-mother's funeral, + I've paid taxes since 1996 + about 25K to restore it to liveable condition, with no one offering to help at all. Apparently my g-mother once said that my sister should get the house when she died, so they're MAD. Neither has helped with any $$ or work EVER.

Is there anything else we should add? Maybe something about what to do when one of us can't pay the rent? Thanks for the help!.

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