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Living trusts are excellent vehicles for generating lawyer fees. If you retain power over the assets in the trust, they are still part of your estate. My guess is that your sister-in-law went to one of the many wealth seminars that are taught for the primary purpose of making money for the people running them.. . If you die when the mortgage balance is higher than the value of the house, the mortgage is handled based on your total estate. The mortgage balance has no affect on the gain or loss. The cost basis becomes the value on your date of death and the sales proceeds when the house is sold determines the gain or loss. If the house is sold immediately after your death, there will most likely be a small loss because of the transaction costs (broker fees, transfer taxes, etc.) The loss will not affect the personal tax returns of the heirs.

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In short, I think this isn't going to be a very profitable business for you. Most of the things you listed are done by agents already. Our business IS dealing with people, so why would we pay someone else to do it? And chatting online and all that stuff gets us nowhere. We never put much time into that because most people aren't serious or they hide behind the web and aren't ready to pull the trigger on properties. If so, they'd actually give their full names and MEET us in person. As for brochures etc, we usually already have templates and plop on new writing and pictures and we're done. Also, none of this is really lead generation and isn't worth a dime as it has no results and it gives us no actual list of people to start with. ACTUAL lead generation already gives you a list (from god knows where). Also, these aren't marketing services. Marketing services in our industry relates to branding, ads in the newspaper, bus stops etc. What you're offering is what we can pay high schoolers to do for "internships" (aka free).

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i will! i will! i will!. . wait.... how old are you?!?!?

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